The first step is to assess their financial situation. This includes figuring out how much they can afford as well as what type of mortgage they should take out. The second step is to find a lender and apply for a mortgage. The third step is to find a real estate agent who will help them find the perfect home and provide any additional services that they need.

What is the first home scheme?
The first home scheme (FHS) is an affordable housing initiative launched in July 2022.